Need an appraisal in Aliso Viejo or Orange County?

The top seven reasons why CA homeowners use Shorecliff Appraisal Services:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
Challenge Orange county's assessment of your property
Remove PMI to lower your monthly mortgage payment
To reinstate their Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
In the case of a CA divorce, when real estate property needs to be divided
Determine the true market value of property in question to settle an estate in Orange county or CA

Own a home in or near Aliso Viejo, CA and need help deciding the price of it?
Contact Shorecliff Appraisal Services.

At Shorecliff Appraisal Services, we understand the individual needs of a consumer seeking appraisal services. Our usual business clients understand the appraisal process and the customary "products" we deliver to them. But as a consumer,you will receive extra guidance and explanations through the appraisal process to understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your home because you probably have an emotional attachment to it. The professional appraisers at Shorecliff Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value opinion than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. Shorecliff Appraisal Services is seasoned in helping consumers just like you delete undesirable PMI insurance.

Challenging property tax assessments

Lets say you live in an area that is going down -- your local tax assessor may have your house overvalued. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. An appraisal from Shorecliff Appraisal Services is your chief weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your house is in a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow point of view. An appraisal from Shorecliff Appraisal Services can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for efficiency, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Shorecliff Appraisal Services can We can assist you. While typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your home.